Zero Lender Fees

Any offer made or program described on this website is only made by and valid for applications submitted directly though this website or Novus Home Mortgages’ office.

Standard lender fees on most loans with Novus Home Mortgage are $1,500.00.  Firefighters, First Responders, police officers and their family members have the option to pay $0.00 lender fees.

Our $0.00 lender fees plan is the result of applying a $1,500.00 lender credit for First Responders and their family members (proof of department membership and/ or family relationship may be required) prior to the standard fees of $1,290.00 being collected at closing, constituting $0.00 lender fees.

In some instances, including but not limited to, certain down payment assistance programs and brokered loans, some lender fees may be required.  Your dedicated Law Enforcement Mortgages/ Novus Home Mortgage Loan Originator can provide additional details.

Third party fees, including but not limited to: appraisal, appraisal management charges, title work, credit report fee, tax cert., flood cert., and the like, may still apply.  For additional information, please contact us at 888-450-3473. Just let us know how we can help you!

Thanks and be safe…

Need Help? Give Us a Call: 888.450.3473